An Explanation of Bonds
I get more questions about bonds than I do about stocks. That’s because many people are initially surprised to find out that bonds move up and down in value until they mature. Why is that? Well, let’s get into it.
How to Become a Good Investor
We’ve all heard the expression, “buy low, sell high,” and that’s great if you can do it. The question is, HOW do you do it? Well, it’s not as easy as you’d like it to be. But it can be done, and many people have
Teach Your Children About Finance
As Crosby, Stills, Nash & Young sang so many years ago, “Teach your children well.” I’m sure we all agree with that sentiment. Teaching them manners, to study their schoolwork, to be nice to other people, and to be honorable is all good of course.
Maximizing Retirement Savings
Retirement planning is a crucial aspect of personal finance and should not be overlooked. This involves planning for your expected retirement needs that you’ll have during your golden years. You’ll need to do this to supplement Social Security because the amount of money you get
The Basics of Asset Allocation
Clients often ask how their money should be invested. Should the money be invested in stocks, bonds, real estate? All the above? Well, we've all heard the expression, "Don't put all your eggs in one basket." It is not surprising that this applies to your
The Role of Insurance in Wealth Management
For one thing, without insurance the IRS can potentially become an unwanted beneficiary of your estate when you die. So, let's take a look at how this can be minimized and, in some cases, avoided.
How to Choose a Financial Advisor
When choosing a financial advisor, a number of important factors come into play.